Is Refinancing Right for You?

Rural 1st was built on the promise of sustaining rural America. As the leader in rural lending, we’re proud to have been working with our rural neighbors for over a century.

Use our refinance calculator below to discover how gratifying the monthly savings or reduced interest from today’s low rates could be.

How much you originally borrowed
When you took out your original mortgage
A shorter loan term will have a higher monthly payment but less interest over the life of the loan
  Original Mortgage Refinance
Loan Amount - -
Interest Rate - -
Monthly Payment* - -
Years Left in Term - -
Interest Left to Pay - -
Total Remaining Cost - -

This calculator is based on the Annual Percentage Rate (APR) being fixed to maturity. Additional loan fees may apply. Example of monthly payment provided assumes that any taxes, insurance or points to be paid at closing are not financed into the loan amount. The information provided by this calculator is for illustrative purposes only, and Rural 1st does not guarantee any of the information obtained by this calculator. All loans are subject to credit approval and eligibility requirements. This calculator cannot prequalify you for a loan, and qualification requires additional information.

*Monthly payment is based on principal and interest payment only, and if the loan requires or has an escrow account for taxes and insurance, the payment amount will be higher.

Give us a call

A quick chat with a dedicated Rural 1st loan officer could lead to lowering your monthly mortgage payments or overall interest dramatically. Call us today and let us help you take advantage of these rates near historic lows.