A family walking casually down an empty dirt road at sunset
A woman embracing a horse around its muzzle
Two people and a dog walking in a foggy field
Kids running playfully along a sloped yard with sheep in the background

Get Closer to What Matters with a Loan from Rural 1st

Rural 1st is the leader in rural lending because helping customers live the rural lifestyle is all we do. We understand our customers’ dream of country living because we live it ourselves every day. So whether you’re looking for a new home, land, construction, lot or home equity loan—you can trust the rural lending experts.

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Smart, simple banking
has arrived.

Introducing the new online banking
platform from Rural 1st

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Small house at dusk with a large field and water beyond it

Home Loans

Woman sitting in a home still under construction

Construction Loans

Grassy open field

Lot Loans

Two people walking with a hunting dog

Land Loans

Kids happily running in a field

Home Equity Loans

The Leader in Rural Lending

Tailored Lending Options

Our custom financing meets the specific needs of rural property purchases or construction projects.

A Deep Understanding of Rural Financing

Our experience and focus on rural lending allow us to offer loans and financing packages tailored to your specific needs.

A Simple, Stress-Free Process

As experts in rural lending, our skilled team members and streamlined systems make the loan process simple and stress-free.

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