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Simple, Smart Online Banking

Stress-free banking, so you can focus on the things that matter.

Download the app from the App Store or Google Play.

For iOS For Android

Already have an account? Log in now

Benefits & Key Features

Accessible

Easily access your account across all your devices.

Secure

Bank safely and securely.

Simple

Easy registration and an intuitive platform.

How to Enroll

Mouse pointer

Step 1

Go to OnlineBanking.Rural1st.com and select “Register.” Read and accept the Terms of the Agreement.

ID card

Step 2

Enter your loan account number, Social Security Number and email address on the secure page. You can find account numbers in your closing packet.

Verified user

Step 3

Verify your identity via phone by selecting either a text message or phone call and entering the confirmation code received.

Fingerprint

Step 4

Set up your password and click “Register.”

Once these steps have been completed, log in using your email address and the password you created to view your account.

You’ll be prompted to set up your secret security questions the first time you log in—this will help verify your identity and reset your password in the event you forget it.

Did you sign up for automatic payments for your loan? If so, you do not need to schedule those through Online Banking; our team will schedule payments for you.

Video Tutorials

Video tutorials are currently under construction. Check back soon for updated walk throughs of your online banking experience.

Online Banking Video Tutorial

Online Banking

This series is an overview of the online banking experience, how to make an extra payment and the security features in our platform.

Mobile Banking Video Tutorial

Mobile Banking

Secure access to your account information is now available through our mobile app. Watch our series to learn about the features available at your fingertips.

New User Registration Video Tutorial

New User Registration

New users can watch this short video to view the steps to enroll in our online banking platform.

eStatements Video Tutorial

eStatements

Simpler. More secure. More convenient. Learn how to enroll today, and discover all the advantages of eStatements.

Online Banking Click-Thru Demo

Online Banking Click-Through Demo

This interactive module will allow you to explore the online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.

Mobile Banking Click-Thru Demo

Mobile Banking Click-Through Demo

This interactive module will allow you to explore the mobile application of our online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.

Still need help?

If you have questions or trouble registering, contact our Online Banking help line at 855-353-2854 or [email protected].

Online Banking FAQs

Find answers to common questions about online banking.

Online Banking FAQs

Additional Resources

Visit our Learning Center for additional resources.

Additional Resources

Help & Support

Visit our dedicated support page to get help using our online banking tools.

Help & Support

Explore Your Options

Get Started

One of our loan officers will contact you to discuss your financial options.

Inquire Now

Start Your Application

Ready to get started on your loan application? You can complete your application online.

Apply Now

Contact Us

Have questions? You can find what you need on our support page.

Go to Support