Your Country Escape
Living in an urban or suburban setting may keep you close to work. But in today’s remote and hybrid working environment, you can also live the other life you desire—one with open land to cultivate and a space to enjoy the outdoors.
With our rural ranch loan, you can make your dream of owning a second home in the country a reality.
Rural Ranch
Your dream home in the country.
Our rural ranch loans are designed so you can split time equally between city life and the country. Rural 1st can help you build a true second residence that’s more than just a home away from home.
Not planning on splitting time evenly between your properties? Rural 1st can also help you finance that country vacation property of your dreams.
Loan designed for farmers
Our farm and ranch loans are tailored specifically for you. To qualify for a rural ranch loan, you must intend to engage in agricultural production on a part- or full-time basis.
More land for your ranch
Land with at least 10 acres (5 of those cleared) or at least 15 timbered acres qualifies for rural ranch financing. The greater the acreage, the more flexibility and potential for customization you have in creating your dream property.
Why Rural 1st?
Service from start to finish
We’re committed to going above and beyond to serve rural customers—especially farmers and ranchers. Our friendly loan officers and customer service teams will be with you until your final payment is made.
A variety of options
We view this home as a second primary residence, which means we finance the property like any other home. This allows you to avoid the cost and hassle that can come with financing a vacation property. You'll enjoy the same rate as a primary home borrower with options for both fixed and variable rates.
Rural ranch loans your way
Rural 1st is proud to support rural America, and this loan is designed for those interested in farming. We know that farming is more than just a job—it’s a way of life. And we want to help you keep doing what you love.
Calculate Your Monthly Mortgage Payment
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
Calculate Your Maximum Loan Amount
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
You might be eligible for a loan up to
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Total Payment
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Explore Your Options
Get Started
One of our loan officers will contact you to discuss your financial options.
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