Lock in your loan with fixed-rate financing
During the construction process, you have the option of locking in your loan with variable to adjustable or fixed-rate financing.*
Choose your own builder
Choosing a contractor is your decision, so we’ll work with your choice. If you have experience and well-documented plans, you can even be your own self-contractor.**
Take up to one year to complete your project
Many lenders require you to finish building within a six-month window. At Rural 1st, you can take a full year to complete your project—allowing time for weather and scheduling delays.
We finance post-frame homes
Many lenders may charge a higher rate or require a larger down payment or shortened terms for you to build your post-frame home. At Rural 1st, most post-frame home construction will be financed in the same way as a conventional-style home.
All loans subject to credit approval and eligibility. *Conversion fee of $500 applies. **Subject to restrictions.