The Rural Bridge Loan
When you’re ready to build or buy your dream home in the country, Rural 1st is here to help. Our bridge loan allows you to put the equity from your current property toward your new home, bringing you Closer to What Matters®.
Bridge loans
Getting you into the home of your dreams.
The bridge loan is an add-on to your existing Rural 1st home mortgage or construction loan to help finance your next home. It can be used to purchase or build your dream home before selling your existing house.
Fixed-rate financing
Our bridge loan offers competitive fixed-rate, interest-only financing that can help meet your needs.
Eligible for refinancing
Our bridge loans have a 12-month term and can be eligible for refinancing if you need more time.
Why Rural 1st?
Peace of mind
Putting your home on the market is stressful enough. Our fixed rates mean your payment won’t change, allowing you to focus on your future with stability.
Leveraging investments
Use the investments you already have to your advantage. Put the equity from your current property towards your new home before selling it. Bridge loans help home buyers act quickly in a competitive real estate market.
Rural experience and excellent service
With a deep understanding of rural financing and customer needs, we’re committed to going above and beyond to serve rural customers. Our friendly support teams will be with you until your final payment is made.
Calculate Your Monthly Mortgage Payment
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
Calculate Your Maximum Loan Amount
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
You might be eligible for a loan up to
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Total Payment
Principal:
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Interest:
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Insurance & Taxes:
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Explore Your Options
Get Started
One of our loan officers will contact you to discuss your financial options.
Inquire NowStart Your Application
Ready to get started on your loan application? You can complete your application online.
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