Simple, Smart Online Banking
Stress-free banking, so you can focus on the things that matter.
Download the app from the App Store or Google Play.
Benefits & Key Features
Accessible
Easily access your account across all your devices.
Secure
Bank safely and securely.
Simple
Easy registration and an intuitive platform.
How to Enroll
Step 1
Go to OnlineBanking.Rural1st.com and select “Register.”
Step 2
Enter your Social Security Number, account/loan number, and customer/CIF number on the secure page. You can find account numbers in your closing packet.
Step 3
Verify your identity via phone by selecting either a text message or phone call and entering the confirmation code received.
Step 4
Set up your user ID and password and click “Register.”
Once these steps have been completed, log in using the username and password you created to view your account.
You'll be prompted to set up your secret security questions the first time you log in — this will help verify your identity and reset your password in the event you forget it.
Did you enroll in the PAID automatic payment program for your loan? If so, Rural 1st will handle setting up your Automatic Payments and you do not need to schedule these through Online Banking.
Video Tutorials
Online Banking
This series is an overview of the online banking experience, how to make an extra payment and the security features in our platform.
Mobile Banking
Secure access to your account information is now available through our mobile app. Watch our series to learn about the features available at your fingertips.
New User Registration
New users can watch this short video to view the steps to enroll in our online banking platform.
eStatements
Simpler. More secure. More convenient. Learn how to enroll today, and discover all the advantages of eStatements.
Online Banking Click-Through Demo
This interactive module will allow you to explore the online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.
Mobile Banking Click-Through Demo
This interactive module will allow you to explore the mobile application of our online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.
Still need help?
If you have questions or trouble registering, contact our Online Banking help line at 855-353-2854 or [email protected].
Explore Your Options
Get Started
One of our loan officers will contact you to discuss your financial options.
Inquire NowStart Your Application
Ready to get started on your loan application? You can complete your application online.
Apply Now