Rec Land Loans

Our goal is to get you closer to what matters most. Like your own rec land for hunting, ripping through mud on your ATV or camping by your lake. Rural 1st has the lending solutions to help you buy your own land for recreational purposes.

We lend on bare land for recreational purposes

At Rural 1st, we lend on bare land for recreational purposes, with a minimum of 10 acres that include at least five acres of cleared land or 20 acres of wooded land.

We offer fixed-rate loans on bare land

It’s difficult to find fixed-rate financing for bare land. At Rural 1st, we offer the security of a fully fixed-rate loan as well as adjustable rate options to choose from.

Choose the term and down payment options that fit

Our loans are truly amortized with no balloon payments, and you can choose the term and down payment that are right for you.

You can also stretch out the term of your loan over a longer period.

Explore Your Options

We finance bare land for recreational use like horseback riding, hunting and fishing.