At Rural 1st, we have the rural lending expertise to help you construct your dream home. Our construction loan is a one-time permanent financing solution so you only need to close on your construction loan once, and you don’t need to refinance when construction is complete. At Rural 1st, we know everyone’s dream looks different. Whether you want a fully fixed or variable interest rate, to build it yourself, or hire a contractor, you have the freedom and flexibility to choose what works best for you. From a log home on 10 acres to a barndominium on 100 acres, Rural 1st is committed to helping you build your dream. Our specialized team and easy-to-use online portal keep your project moving and details at your fingertips from start to finish.
So what comes next? Like any loan, there are required documents we need in order to make your dream a reality. First, we need to know what you’re building. We’ll collect information from you about the build type, cost, specs, builder, and any additional underwriting requirements for approval. Our loan team will help you gather these along the way and get one step closer to closing. Once your loan closes, a construction team member will partner with you along your building journey. Your construction specialist will help you set up your account with our online draw platform, where you and your builder can manage draws, see inspections, and communicate with our Rural 1st experts.
We know a lot goes into the 12 months of your build. As the experts in rural lending, we are here to be your partner from mock-up to move-in, so the biggest decision you’ll have left to make is what to dream up next. Get started today and get Closer to What Matters.
