Financing to put your dreams of country living into motion

We offer a full range of specialized loan solutions for every phase of your project.

From buying land and constructing your home, to expanding, adding out-buildings and making improvements over time, we’re here to help every step of the way.

Home Loans

At Rural 1st we make purchasing or refinancing your home easy - with a variety of fixed and adjustable rate options.

Learn More About Home Loans

Construction Loans

At Rural 1st you can go from construction to permanent financing with one simple loan package. So there’s no refinancing required when the project is completed.

Learn More About Construction Loans

Lot Loans

At Rural 1st we make financing land simple.

Learn More About Lot Loans

Recreational Land Loans

Buying land for recreational purposes like horseback riding, hunting or fishing doesn’t have to be a dream. Rural 1st has the lending solutions to make it a reality.

Learn More About Recreational Land Loans

Home Equity Loans

When you’re ready to buy more land, build a barn or outbuilding or make property improvements, we can help.

Learn More About Home Equity Loans

The leader in lending for country living.

TAILORED LENDING OPTIONS

Our custom financing meets the specific needs of rural property purchases or construction projects.

A DEEP UNDERSTANDING OF RURAL FINANCING

Our experience and focus on rural lending allows us to offer unique loans and financing packages tailored to your specific needs.

A SIMPLE, STRESS-FREE PROCESS

As experts in rural lending, our skilled team members and streamlined systems make the loan process simple and stress
free.