Congratulations on your decision to make the move to the country! As an association with many team members living in rural areas, we know you will love every minute of it. However, before making the move you should consider what kind of property you need, how you’ll use your new piece of land and how to search for it.
How are you using the land?
Choose your property based on how you plan to use it. If you want a new home in the country, you’ll want land that’s buildable, flat and level. If it’s an existing home you’re looking to buy, pay close attention to what’s nearby. Drive around the area to see where your closest neighbors are, introduce yourself, and even ask questions about what they like about the area. If you’re building a new home, it’s important you contact municipal, county and state officials regarding zoning laws that could affect your construction. Be sure to also ask about future zoning of your area, which could affect your property’s value.
What’s the right property for you?
It comes down to what you’re doing with your new land or your goals. Flat and grassy might be the perfect piece of land for a new home or a barn, but lush, rolling hills might be more suitable for hunting, off-roading or planting fruit trees. When planning your home, don’t forget about landscaping, and consider creating what’s called a "green zone" to protect your home from the risk of brush or wildfire. This requires an area around your home free of dry brush, trees, firewood, propane tanks and other obvious combustibles. Again, think about what your goals are and how the land you buy can best meet those goals.
What’s the best way to search for land?
There are numerous online resources for searching for and finding rural land. It’s fun, but also illuminating to see the types and prices of land in your area. When searching for land, keep in mind what nearby amenities you’ll need (or won’t need). The two key things you will need are power and water. Can you build your home and connect to local municipalities, or will you need to go off the grid or use a sump pump? What kinds of other nearby amenities do you want, and how important are those amenities in your new rural setting? Want a quick drive to the store? Or do you want to be in a more secluded location? There are specific companies that specialize in helping those looking for rural land find their dream spot. For instance, Whitetail Properties helps bring together buyers and sellers of hunting, ranch and farm land. If you don’t know where to start, you might consider a company such as this one to start your search.
Ready to buy?
You’ve found the perfect piece of land. Whether it’s platted and ready to build on or a bit rougher around the edges, every piece of land in the country has some purpose. It’s up to your imagination to decide what you want to do with that land. Whatever you decide, Rural 1st offers loans for many types of land to make your dream of rural living a reality. We can’t wait to help you finance your move to the country.