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The Leader in Rural Lending

Being the rural lending experts means living out here, too. We know what it takes to finance the rural property of your dreams—because we’ve done it. With specially designed financing and expertise from loan officers who live in your communities, Rural 1st can help you live Closer to What Matters®.

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Find the right loan

A Rural 1st loan officer and his client walking in front of a new rural home that's under construction.
 

Construction loans

Maximize the financing for your home build.

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A newly constructed rural home on a big plot of land.
 

Home loans

Fixed-rate options for homes on acreage.

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A father and his two daughters sitting on a dock and fishing after getting financing for land loans from Rural 1st.
 

Land loans

Financing for your outdoor adventures with fixed-rate options.

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A couple standing outdoors, watching at a bulldozer clear land for their new rural home.
 

Lot loans

Secure land for your future home build.

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Why Rural 1st?

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We know rural property financing

From home loans, to land loans, to construction loans, our lending experience and rural focus help us offer financing packages tailored to your specific needs.

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About our company

Rural 1st was founded to secure the future of rural communities. We help people finance the country living they’ve dreamed about.

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Rooted in rural communities

We live where you live. See how we support and celebrate the rural lifestyle every day.

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Customer stories

Our sole focus is helping people achieve their goals of owning rural property. Here’s what they had to say about working with Rural 1st.

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“Our relationship with our Rural 1st loan officer was great. She really made it easy.”

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Kayla Wohelski

Woodbury, Tennessee

Picture collage of Jeff and Kayla Wohelski

Rural lending resources

Every rural loan is different. We’re here to help through every part of your journey.

Customer Stories

Pilot Realizes Country Dream

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Calculator

Calculate Your Monthly Payments

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First-Time Buyer

Interest Rate Locking and How it Works

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Rural 1st
Main office
12501 Lakefront Place
Louisville, KY 40299

All loans are subject to credit approval and eligibility

Equal Housing Lender

Rural 1st® is a tradename and Rural 1st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Lender.

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