You’ve found your dream property. Now get the financing to make it a reality.

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More and more people are looking for open space where they can live life their way, with the freedom that country living provides. As a premium lender for Whitetail Properties and one of the few lenders that offers financing to buy bare land for recreational use, Rural 1st helps make it affordable with:

  • Low down payment
  • Fixed rate and fixed monthly payments that never change
  • Choice of terms to fit your budget

And when you’re ready to develop your land, Rural 1st also offers a variety of land improvement and construction loans, including building your dream home.

Loan Types Available

Two men fishing in a canoe on a lake

Recreational Land Loans

Enjoy your own private space for hunting, fishing, horseback riding and other recreational activities

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Large empty field in the country

Lot Loans

Buy the land you want for your dream of country living, with fixed rate financing options available

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Large modern home with a large overgrown front yard

Home Loans

Purchase or refinance your country home easily with a variety of fixed and adjustable rate options

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Home under construction on a large lot in the country

Construction Loans

Go from construction to permanent financing with one simple loan package, so there's no refinancing when the project is complete

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A man and woman walking in a field with a smaller girl

Home Equity Loans

Secure financing when you're ready to buy more land or make property improvements

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