Lot Loans

Our goal is to get you closer to what matters most. Like your new fresh lot, Mother Nature and all the amazing things that follow. At Rural 1st, we make financing bare land simple. We can help you buy the land that will make your dream of country living a reality. We value both the acreage and any barns or outbuildings on the property to help you qualify for the maximum loan amount.

We offer fixed-rate loans on bare land

It’s difficult to find fixed-rate financing for bare land. At Rural 1st, we offer the security of a fully fixed-rate loan, as well as adjustable rate options to choose from.

Choose the down payment option that fits

Our loans are truly amortized with no balloon payments, and you can choose the term and down payment that are right for you.

You can also stretch out the term of your loan over a longer period.

Explore Your Options

We can help you buy the land you want for your dream of country living.