We lend on bare land
At Rural 1st, we lend on bare land, with a minimum of 10 acres that include at least five acres of cleared land or 20 acres of wooded land.
We offer fixed-rate loans on bare land
It’s difficult to find fixed-rate financing for bare land. At Rural 1st, we offer the security of a fully fixed-rate loan as well as adjustable rate options to choose from.
Choose the term and down payment options that fit
Our loans are truly amortized with no balloon payments, and you can choose the term and down payment that are right for you.
You can also stretch out the term of your loan over a longer period.