Financing Your Perfect Land Loan
At Rural 1st, we don’t just finance rural projects. We live the rural lifestyle. This means that our expert team of loan officers deeply understands what you want and how to finance the perfect land loan for you.
Land loans
Let us get you Closer to What Matters®.
As the leader in rural lending, we understand what it means to find that piece of land that’s perfect for you. We live out here as well and enjoy the land just as much as you do. From riding ATVs around the woods with your buddies to reeling in that record-breaking smallmouth, we know what gets the blood pumping. And you’ll find working with an experienced lending professional who understands rural property and knows the geographical area can be invaluable in finding land that’s just right. Let’s get a jump start on your rural journey today.
It can be difficult to find fixed-rate financing for bare land. At Rural 1st we offer the security of a fully fixed-rate loan as well as adjustable-rate options to choose from.
When you own your own bare land, you have the freedom to use it how you want, and Rural 1st has the lending solutions to make it happen. We can help you finance bare land and lots for construction to secure your family's future for generations to come and help them get Closer to What Matters®.
Bare land loans
We can finance your bare land and get you outside to explore and enjoy it. Get ready for your next outdoor adventure.
Lot for construction loans
Even if you don’t have immediate plans to build on your lot, we can help you secure land for future construction.
Why Rural 1st?
Flexible options
At Rural 1st we offer the security of a fully fixed-rate loan as well as adjustable-rate options to choose from.
Get the full value of your land
We acknowledge not only the acreage, but any outbuildings and other site improvements to help you qualify for the maximum loan amount.
Lower rates without the hassle
If a lower interest rate becomes available after you’ve closed your loan, you can reduce your rate without the hassle of refinancing.* Learn more about our Conversion Program.
Calculate Your Monthly Mortgage Payment
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
Calculate Your Maximum Loan Amount
We’re here to help you find a loan that works for you and your needs. Please use our calculator if you’d like to get an idea of your estimated payments or loan possibilities.
Considering a refinance? Check out our refinance calculator.
Estimate the amount of yearly insurance you’ll need
Estimate the amount of yearly taxes you’ll owe
You might be eligible for a loan up to
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Total Payment
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Interest:
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Insurance & Taxes:
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Customer Stories
Our sole focus is helping people achieve their goals of owning rural property. Here’s what they had to say about working with Rural 1st.
“Rural 1st understood our goal. If you want to build a barndo, make sure you do your research and find a lender that shares your vision.”
Shawna Blackmon
Douglas, TX
*Provided that eligibility requirements are met. Conversion has a one-time fee of $750.00. Terms and Conditions may apply. The fee is subject to change without notice.
Explore Your Options
Get Started
One of our loan officers will contact you to discuss your financial options.
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