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Home Equity Loans

When you’re ready to buy more land, build a barn or outbuilding or make property improvements, we can help.

With you every step of the way

Rural 1st makes the process as simple as possible. We’ll work with you to provide the financing you need, and we’ll be with you every step of the way.*

Once your loan has closed, it’s easy to access your funds with convenient drafts and online transfers.

Flexible payment options

Make interest-only payments or principal and interest payments any time – without pre-payment penalties or fees.

A credit line you can use and re-use

As you repay your loan balance, your credit line is replenished, so you can keep using it for additional expenses.

*Subject to review and approval.

We can help you put the equity in your property to work— to build a barn or outbuilding, make improvements or buy more land.