Home Equity Loans

Our goal is to get you closer to what matters most. Like your new home or land project, family or even yourself. So when you’re ready to buy more land, build a barn or outbuilding or make property adjustments, Rural 1st can help.

We’re with you every step
of the way

Rural 1st makes the process as simple as possible. We’ll work with you to provide the financing you need and be with you every step of the way.*

Once your loan has closed, it’s easy to access your funds with convenient drafts and online transfers.

Flexible payment options

Make interest-only payments or principal and interest payments anytime—without prepayment penalties or fees.

A credit line you can
use and reuse

As you repay your loan balance, your credit line is replenished, so you can keep using it for additional expenses.

*Subject to review and approval.

Explore Your Options

We can help you put the equity in your property to work—to build a barn or outbuilding, make improvements or buy more land.