Tips to Stop Telemarketers from Calling After Your Credit is Pulled
As you prepare to make an offer on the property of your dreams, you may receive more calls. You’d like to think these are congratulatory calls from friends and family, but unfortunately, they’re likely telemarketers offering new insurance or credit.
Rural 1st will never sell your information to marketing companies. However, many credit and insurance companies are taking advantage of the Fair Credit Reporting Act (FCRA). Under the FCRA, the three credit bureaus that report scores—Equifax, Experian and TransUnion—are required to include your name on a list used by creditors and insurers to market to potential buyers. Unfortunately, this practice is entirely legal.
Once your credit is pulled, and if you don’t want to receive prescreened offers, you can opt-out. You will be asked to share several pieces of personal information. This information is confidential and will only be used to opt you out of these marketing calls.
If, like many, you dislike all telemarketing calls, you can also put your phone number on the National Do Not Call Registry. To register your home number and learn more information, visit donotcall.gov or call 1-888-382-1222 from the phone you wish to register.
For more information about the Free Credit Reporting Act, visit the Federal Trade Commission website.