Lot Loans

At Rural 1st we make financing bare land simple. We can help you buy the land you want for your dream of country living. We value both the acreage and any barns or outbuildings on the property to help you qualify for the maximum loan amount.

We offer fixed-rate loans on bare land
It’s difficult to find fixed-rate financing for bare land. At Rural 1st we offer the security of a fully fixed-rate loan, as well as adjustable rate options to choose from.

Choose the term and down payment options that fit
Our loans are truly amortized with no balloon payments, and you can choose the term and down payment that are right for you.

You can also stretch out the term of your loan over a longer period.

Forest
We can help you buy the land you want for your dream of country living.